Loan Programs · Bridge / Private Lending

Bridge & Private Lender Financing

Fast, flexible short-term capital for acquisitions, refinances, and transitional properties, placed with private and institutional lenders that can move on your timeline.

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Program Offers

Bridge Programs

Short-term private and institutional bridge capital for acquisitions, refinances and transitional deals. Looking for long-term fixed-rate debt on a stabilized asset? See our LifeCo programs →

Private
Bridge Loans
$500K–$20MM
Typical loan size

Best for acquisitions, refinances and cash-outs that need speed and flexibility. Larger or smaller loans considered by scenario.

Rate10%–14%, deal dependent
Term12–24 months
LTVGenerally up to 65%–75%, deal and borrower dependent
Use of FundsAcquisition, refinance, bridge, cash-out and construction-related financing
Property TypesFlexible across commercial and investment properties
Borrower ProfileFinancial strength, liquidity and meaningful equity in the deal
Exit StrategyClear, credible plan to repay or refinance
GeographyNationwide
Closing2–4 weeks
Institutional
Large Balance Bridge
$5MM–$40MM
Loan size

Best for larger transitional assets that need institutional bridge capital with non-recourse terms.

RateSOFR + 375–475 bps
TermUp to 3 years
LTV / LTC70%–75% LTV; up to 75% LTC
Minimum Interest12 months
RecourseNon-recourse with standard carve-outs
Origination2 points (1 in / 1 out)
Guarantor15% liquidity / 100% net worth
Property TypesMultifamily, industrial, retail, hospitality, self-storage, RV parks, condo and SFR, entitled land and data centers; others case by case
GeographyContinental U.S. and Hawaii
Closing30–45 days

Indicative pricing as of October 2026. All terms subject to lender underwriting and approval.

Common Uses

When Bridge Capital Makes Sense

✓Acquisition of transitional or value-add properties
✓Refinance of assets pending stabilization or repositioning
✓Time-sensitive transactions requiring expedited closings
✓Interim financing ahead of long-term or permanent debt
✓Distressed and projection-based scenarios
Typical Profile
LendersPrivate & institutional
AssetsAll commercial & investment classes
StructureShort-term, interest-only
ExitSale, refinance, or perm takeout
RateSee programs above

All terms subject to lender underwriting and approval.

Our Role

Structured for the Exit

We structure bridge deals around a realistic business plan and exit, match them with the right private and institutional lenders, and manage the process through underwriting and closing.

Brick apartment building positioned for a bridge-to-permanent exit
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Tell us about the property and the financing you need. An originator will review it and come back with what's realistic on leverage, structure, and timing.

Email the Deal Teamdeals@bluestreamcg.com
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