Loan Programs · DSCR

DSCR Loans for Investment Rental Properties

Qualify on the property's cash flow, not your tax returns. Term and bridge financing for 1–4 unit rentals, 5+ unit multifamily, and portfolios.

Programs

DSCR or Bank Statement Term Loans

1–4 Unit DSCR
PropertySFR, 2–4 unit, condo, townhome
Loan amount$100K – $2MM
Min. value$150k
LTVUp to 80% purchase/refi, 75% cash-out
DSCRFrom 1.05x
Min. FICO680+
Terms15 or 30 years
PrepayNone, 3/2/1, 3/3/3, 5/4/3/2/1
5+ Unit Multifamily
Property5–8 unit multifamily
Loan amount$250K – $2MM
Min. value$350K
LTVUp to 80% purchase/refi,
75% cash-out
DSCRFrom 1.05x
Min. FICO680+
Terms5 or 30 yr
BorrowersU.S. citizens, permanent residents, foreign nationals
Portfolio Rental Loans
Properties2+ rentals
Loan sizeNo preset maximum
Terms15 or 30 years
StructuresFixed, IO or amortizing
PrepayFlexible by structure
Row of single-family rental homes

Interest rates are priced to the deal. All terms subject to lender underwriting and approval and may change without notice.

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Tell us about the property and the financing you need. An originator will review it and come back with what's realistic on leverage, structure, and timing.

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