Choose the Right Owner-Occupied Program
Best for owner-users who want a long-term fixed-rate first mortgage without SBA paperwork.
Best for owner-users who want to lock in a rate for the life of the loan, with flexible documentation.
Best for operating businesses that want maximum leverage with as little as 10% down.
Indicative pricing as of October 2026. SBA 504 loans are funded through SBA-certified Certified Development Companies (CDCs). Rates may be adjusted at any time.
Loan Programs & Highlights
Across our owner-occupied lender network, we can match your business to:
Property Types We Finance
SBA, Without the Drag
SBA loans carry heavier documentation and can take longer to close, so we start by confirming SBA is the right fit for your deal. Our long-standing relationships with top SBA lenders help streamline the process from application through funding.
Programs are offered through different lending partners. Rates, terms and eligibility are subject to change and to lender underwriting, SBA eligibility and approval.
Have a Scenario? Send It Over for a Same-Day Read.
Tell us about the property and the financing you need. An originator will review it and come back with what's realistic on leverage, structure, and timing.
